Foreclosure Help, Cash Offers & Home Solutions

Our Services

We Buy Houses For Cash

Sell Your House on Your Terms. No Fees, No Commissions, No Hassle.

Are you looking for the fastest, most straightforward way to sell your property? We bypass the traditional, time-consuming process of listings, showings, and bank approvals. As direct cash buyers, we provide a guaranteed, stress-free sale.

Who Benefits Most from a Cash Sale?
A no-fee, no-commission cash offer is the perfect solution for homeowners facing situations where time and convenience are the priority:

Property Needs Work: You don't have the time or money for costly repairs.
Inherited Home: You need to sell a probate property quickly and cleanly.
Relocation/Urgency: You have a strict timeline for moving or are facing foreclosure.
Tired Landlords: You want to offload a rental property without tenant issues.

Stop worrying about agent fees, repair budgets, and months of uncertainty.
Get a firm, no-obligation cash offer and close on your schedule.

Ready for a quick, hassle-free closing? Tell us about your property today to receive your free cash offer!

Wholesaling

At Mercy Associates LLC, we specialize in wholesaling real estate—identifying undervalued properties, securing them under contract, and connecting them with investors who want to purchase. This service creates win-win opportunities: property owners receive quick solutions, while investors gain access to deals not readily available on the open market. We ensure all transactions are handled with transparency, professionalism, and efficiency.

Private Money Lending

Private money lending is the engine that drives rapid, profitable real estate ventures, and we invite you to be a part of it. We specialize in providing short-term, high-impact financing to experienced real estate professionals who need capital quickly to close deals—typically property renovations or fix-and-flips.

For Our Investors (Lenders)
We offer a strategic, low-risk way to earn superior passive income, secured by tangible real estate assets.

Generous Returns: Instead of traditional bank rates, we offer our private lenders a generous, pre-agreed return (double digit %) on their investment capital, often far surpassing typical stock market or CD yields.
Security: Your investment is secured by a first or second deed of trust (lien) on the physical property, providing a crucial layer of protection.
Simplicity: You provide the capital; we handle the vetting, paperwork, servicing, and repayment upon the short-term loan's maturity.

For Our Borrowers
We provide fast, flexible capital when time is of the essence.

Speed & Flexibility: We cut through the red tape of conventional bank financing, offering quick approvals and funding so you can seize opportunities immediately.
Short-Term Focus: Our loans are specifically designed for rapid real estate projects (up to 6 months), allowing you to complete your project and exit the loan quickly.

Ready to start a conversation about becoming a Private Money Lender or securing financing for your next project?

Lease to Own

Would you like to own a home but can't qualify for a mortgage? We believe in expanding access to homeownership. Our lease-to-own program offers tenants the chance to rent a home with the option to purchase it over time. This creates a pathway for families who may not qualify for traditional mortgages today but are working toward financial stability. With flexible terms and supportive structures, we help bridge the gap between renting and owning, fostering long-term community roots.

Buy and Hold

Our buy and hold strategy is designed for long-term stability. We acquire residential and multifamily properties that generate consistent rental income while appreciating in value. By carefully selecting markets with strong growth potential, we provide dependable returns and secure wealth-building opportunities for our investors. This approach emphasizes sustainability and generational wealth creation.

Fix and Flip

Through our fix and flip projects, Mercy Associates purchases undervalued properties, renovates them strategically, and resells them for profit. Our approach is guided by disciplined due diligence and market insight, ensuring each project maximizes returns while delivering high-quality homes to buyers. This strategy is ideal for revitalizing housing stock and boosting local real estate markets.

Ready to Take the Next Step?

No matter where you are on your real estate journey, whether you are looking to invest capital, sell a property, or move into a new home - we have a solution built on trust, efficiency, and fairness.